Back in the day, people used cash for most every everyday purchase--lunch, the late fee on the past-due library book, the parking meter, a refreshing beverage at the end of the day... Now of course we use our favorite debit card or something like Apple Pay®; in an other word: CASHLESS. When our go-to method of payment was dimes, nickels, and folding money, we would undoubtedly have spare change in our pockets. At the end of the day the routine was to toss that loose change into a jar on top of the dresser. Then one day, in need of some extra change we would take our jar to the bank and exchange it for bigger bills. Do you miss that? That extra little windfall every now and then? The surprise to find out there's more in that money jar than you thought there would be? Having a little extra cash you hadn't counted on? That nostalgia is now reality. With Square One checking you have a built in Money Jar. And even better, you don't have to drop in the loose change--we do, as in Legacy Bank. For every purchase you make of $10 to $25 using your Square One debit card we throw in a dime. For purchases of $25 to $100 we drop in a quarter. And NOW (drum roll); Beginning April 1, 2019, for every purchase of $100 or more with your Square One debit card we will drop a dollar in your jar. It might not sound like much, but the Square One customer who uses their card as their main go-to card averages over $10 a month in their Money Jar. Some earn $30, $40, $50 and more. That has been and still is the magic of the Money Jar surprise.


While Square One is a full-featured banking tool is does have a mothership of sorts. Square One is a product/service of Legacy Bank. Legacy is an Oklahoma based bank that started in 1902. Square One stands on its own and could even be the only money tool you need, but it doesn’t hurt that it comes with all the services of it’s big old mom—things like FDIC insurance, a huge fee-free ATM network, savings products, loans of all kinds and a team of experienced, really smart, friendly banking pros at your service when you need them. And did we mention that Legacy is a Member FDIC and an Equal Housing Lender?


Brown Bag Savings


One of the things that people who Bank Square love about this tool is the virtual Money Jar. We have customers who earn over $50 every month in their Money Jar. The bulk of Square One customers earn more than $10 a month, and love to see their jar fill up.

Here’s how it works: every time you make a purchase with your Square One card for $10 up to $25 we drop a dime in your money jar. Make a purchase of $25 or more and we add a quarter. It all accumulates during the month and then at the end of the month we add it all into your Square One account. Speaking of surprising ways to see your money grow, on the website of our mothership, Legacy Bank, you’ll find some really cool, powerful calculators. For example, what if you could calculate your savings for brown bagging your lunch a few days a week rather than eating out. Here it is. Give it a try.